Expenseo

 Privacy Policy for Expenseo

Effective Date: 23/04/2026

Thank you for using Expenseo. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.

1. Information We Collect

Expenseo is designed to help you track your income and expenses. We may collect the following types of information:

a. User-Provided Information

• Income and expense data entered by you

• Budget-related details

• Notes, categories, or tags you create

b. Device and Usage Information

• Device type and Android version

• App usage data (for performance and improvements)

• Network status (Wi-Fi/mobile data)

c. Sensitive Permissions Data

Depending on features you use, the app may access:

• Camera: To scan receipts or capture images for expense tracking

• SMS (READ_SMS, RECEIVE_SMS): To automatically detect and extract transaction details from bank or payment messages (if enabled by you)

2. Permissions We Use

Expenseo uses the following permissions and only for the purposes described below:

• INTERNET: To enable cloud sync, updates, or online features

• ACCESS_NETWORK_STATE / ACCESS_WIFI_STATE: To check connectivity for syncing data

• POST_NOTIFICATIONS: To send reminders (e.g., budget alerts, bill reminders)

• SCHEDULE_EXACT_ALARM: To trigger timely reminders and notifications

• RECEIVE_BOOT_COMPLETED: To restore reminders after device restart

• CAMERA: To scan receipts or attach images to expenses

• READ_SMS / RECEIVE_SMS: To detect financial transactions from SMS (only if user enables this feature)

3. How We Use Your Information

We use your data to:

• Provide core app functionality (tracking income and expenses)

• Generate reports and insights

• Send reminders and notifications

• Improve app performance and user experience

• Enable optional features like automatic SMS transaction tracking

4. Data Storage and Security

• Your data is primarily stored locally on your device.

• If cloud sync is enabled, data may be securely stored on remote servers.

• We implement reasonable security measures to protect your data.

• However, no method of transmission or storage is 100% secure.

5. Data Sharing

We do not sell, trade, or rent your personal data.

We may share data only in the following cases:

• With your consent

• To comply with legal obligations

• With trusted service providers (if cloud or analytics services are used)

6. User Control

You have full control over your data:

• You can manually edit or delete your data anytime

• You can disable SMS access or camera access from device settings

• You can uninstall the app to remove all locally stored data

7. Children’s Privacy

Expenseo is not intended for children under the age of 13. We do not knowingly collect personal data from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected with a revised "Effective Date."

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

gurupremanandji19@gmail.com

By using Expenseo, you agree to the terms outlined in this Privacy Policy.

Thank you